Vehicle Financing and Payment Processing Services

Vehicle Financing

The Santander Bank, N.A. (“Santander”)® Finance Plan* is tailored specifically for AAA service providers. The dedicated Santander team is ready to help make financing your next truck or capital equipment purchase easier. To finance a vehicle, fill out the financing application. For additional information, contact your local AAA club representative or Santander representative Scott Manning: (631) 662-5845.

Program Features:

  • Withhold and disburse for AAA service providers – Ease and convenience of deducting monthly payment from your club ERS payments (available at participating clubs). Never miss a payment!!
  • 100% financing – no down payment required
  • Financing for new and used trucks, service vehicles, and equipment
  • Fast credit decisions (usually within a business day)
  • Convenient access to account executives familiar with AAA business needs
  • Competitive rates with flexible credit terms and convenient payment plans

To finance a vehicle, fill out the financing application and follow the instructions on the top of the page.

“Santander financing is prompt and simple”
“Santander is excellent. I’ve really enjoyed working with them. They’re always there to answer questions and are prompt, getting financing is simple. It’s really pleasant. I have about 10 trucks that I’ve financed with them. They’re always right there when working with us on a new truck- they’re just on it. I’m really excited to get my rotator through them. It was a big purchase and they worked with us and it wasn’t difficult at all. I work mainly with Justin Green, but I’ve been really satisfied with others in the office as well.”
Debbie Reid Evergreen State Towing Spokane, Washington
Did You Know? As a AAA service provider, you are also eligible for special pricing and rebates on vehicles from Ford, Miller Industries, Knapheide, and FCA? Combine those offers with your Santander financing to increase your savings!psp-icon

*Financing available to qualified commercial applicants only. All terms, offers, rates, and payment plans are subject to the underwriting and credit rules, policies, guidelines, and criteria of Santander Bank, which are determined by Santander Bank in its sole discretion and are subject to change without notice. A signed and completed application must be received by Santander Bank, N.A. (“Santander Bank”) before a credit decision can be rendered. Additional information may be requested or required. Financial statements and/or appraisal documentation may be required for some applications. Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©2020 Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.

Payment Processing

Santander Bank® offers authorized AAA service providers reduced rates and fees on credit and debit card processing services.

For vehicle financing solutions, please visit Santander Vehicle Financing

Program features:

  • Discounted processing rates for AAA Approved Auto Repair and Emergency Roadside Service Providers
  • Discounted equipment pricing for both wireless (Clover Mobile & Clover Go) and stationary (Clover Mini & Clover Station) terminals
  • No early termination fee for AAA Service Providers
  • EMV compliant terminals for roadside and office credit card transactions
  • New “Clover” line of terminals featuring Droid/iPhone capable Bluetooth Card readers
  • Improved cash flow with fast electronic credit card processing
  • 24/7 First Data Customer Service Support
  • Dedicated AAA Program Liaison with access to First Data’s Bank Priority Unit

For additional information, contact your local AAA club representative or Santander representative
Kathleen Garofalo: (631) 531-0607.

®Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©2020 Santander Bank, N.A. | Santander and
its logo are registered trademarks of Banco Santander, S.A. or its affiliates or subsidiaries in the United States and other countries. AAA logo
is a registered trademark of the American Automobile Association. The First Data® name, logo, and related trademarks and service marks are
owned by First Data Corporation and are registered or used in the U.S. and many foreign countries.




About Santander

Helping drivers reach their destinations, regardless of credit When you finance your vehicle through Santander Consumer USA, you’re in the driver’s seat with our MyAccount tool, Auto Pay payment option, Learning Center or other tools and resources. We look forward to providing you a positive customer experience on your road to car ownership. Someone you know also need auto financing? They can apply online and customize their contract terms through our RoadLoans direct-to-consumer lending program.

Important Resources

Contact Santander

Santander Rpresentative Kathleen Garofalo Email: Phone: (631) 531-0607.