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Santander's Credit Card Acceptance Program

Santander Bank, a AAA Automotive Preferred Supplier, has teamed up with Fiserv to offer an exclusive “Meet or Beat” promotion for AAA service providers new to the Santander Credit Card Acceptance Program (CCAP). This special opportunity enables service providers to potentially save significantly on credit card processing rates and earn up to a $250 statement credit, depending on their annual processing volume.

How It Works:

  • Submit a Statement: AAA service providers new to CCAP can participate by simply emailing their merchant processing statement to Regina Sausa, VP Relationship Manager at Santander.
  • Rate Match Guarantee: If Fiserv meets or beats the current credit card processing program and the AAA service provider decides to sign up, they may receive up to $250 in merchant statement credits* and enjoy a ¼ point rate reduction** on their next loan with Santander.
  • No Obligation Reward: If Fiserv cannot meet or beat the current credit card processing program, the AAA service provider will still receive a $500 Gyft card*** just for participating.

This promotion offers a fantastic opportunity for AAA service providers who are new to Santander CCAP.

Share this great offer with your service providers and help spread the word. The promotion is valid until December 31, 2026.

For more details about these new services, feel free to contact Regina Sausa at (631) 531-0848

Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. © 2025 Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.

*Payment will be in the form of a $500 Gift card. Limit one gift card per merchant, regardless of the number of business locations. Please allow 6 to 8 weeks for your gift card. Some restrictions and limitations may apply. Offer subject to change without notice and may be modified or discontinued at any time without notice, exclusions may apply. To be eligible, merchant annual processing volume must be greater than $100,000. Merchant must provide a copy of their merchant processing statement. Merchant processing cost comparison based on all merchant services processing charges shown on most recent processor merchant statement, excluding 3rd party fees, compliance fees and equipment costs.**Promotional offer is available for qualified Santander merchant services customers who have not had a merchant services account processed by First Data Merchant Services, LLC within six months.

New accounts are subject to standard credit approval and underwriting requirements. Merchant must meet the minimum annual processing volume and must be credit approved between the qualifying period. Account credit will be in the form of an ACH payment to the merchant’s business deposit account that will be initiated within 60 days after the date the merchant’s account is activated. Merchant account must be activated within 30 days of approval. **Statement credit - valid for newly signed CCAP customers (does not apply to adding a new location(s) to an existing account); the $250 statement credit will appear within 30-45 days of account activation. Only one offer per eligible business. Offer cannot be combined with any other offer. Offer subject to change without notice, exclusions may apply. Merchant Services products and services are provided by First Data Merchant Services LLC. Early fees apply. Terms and Conditions apply.***.25% Rate Discount - with signed CCAP account; .25% off the interest rate of a new commercial vehicle loan processed with Santander Bank, N.A.

Offer valid for 12 months after CCAP account activation. Offer subject to change without notice. Limit one offer per customer. Financing available to qualified applicants only. A signed and completed application must be received by Santander Bank, N.A., rendered. All terms, offers, rates, and payment plans are subject to the underwriting and credit rules, policies, guidelines, and criteria of Santander, which are determined by Santander in its sole discretion and are subject to change without notice and exclusions may apply. Merchant processing services are provided by First Data Merchant Services LLC. Santander Bank, N.A. is not affiliated with First Data Merchant Services LLC or any of its affiliates. ©2025 Clover Network, LLC.

The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.